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How to get Business Loan – 50% cheaper!

Lenders take you for a ride because you always HATED Maths as a subject when you were young. For Rs.100000, you have to pay Rs.3690 as EMI every month for 3 years. The interest rate is 19.5%. It can be portrayed to you as 11% also. The actual rate of interest goes up to more than 25% if you include Processing Fee & the insurance they hard-sell you. Ok, I know you hate Maths. So forget the calculations.

Just remember that you end up paying more than 25% as rate of interest when you take a business loan. You have to pay every month even if you don’t use the money.

Is there something affordable?

So what, if I tell you that you can get an unsecured business loan for 12-14% which works like an Overdraft & you have to pay interest only when you use it. Yes, such a thing exists.

If you are engaged in Manufacturing or Services, it exists for you. The scheme is called CGTMSE – Credit Guarantee fund Trust for Micro & Small Enterprises. Before you lose heart, a Small Enterprise is one which has invested in Plant & Machinery upto Rs.5crores. This is for the manufacturing entities. For someone engaged in services, investment in equipment upto Rs.2 crore qualifies for this scheme.

More about CGTMSE

The limit can be taken from any scheduled Bank. The limits are available till Rs.1crore. YES, Rs.1crore. The Bank assesses limit requirement as it does normally & then takes a call whether they can be given to you or not. They come without any collateral which means you don’t have to give any security to the Bank for getting this loan.

CGTMSE limits are partially guaranteed by SIDBI. They can be taken in form of Overdraft, Term Loan, Bank Guarantee, L/C limits.

You can ASK experts on BankerBhai more about CGTMSE and Apply now for CGTMSE Loan.

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Leave Bad Habits And Live Healthy With Hypnotherapy In Los Angeles

You may have heard people complain of having sleepless nights, digestion trouble, depression, irritable bowel syndrome, incessant headaches, lack of confidence and self esteem and so many other health related issues on a regular basis. Have you ever lamented that besides umpteen efforts at organising life and habits you still feel helpless and agitated? The struggle to stay afloat mentally and deal with physical conditions of the body that have troubled you since years and years can be extremely exhausting. You need to be motivated to gear up and feel better. Maybe a professional can help you pull out and enjoy life to the fullest!

Whenever there is a pain in the body, we need to understand that there is a source also from where the pain originates. At this uncertain time insecurity and fear steps in and the temperament, mood and attitude becomes erratic and unpredictable. Help becomes a necessity and people search for ways to feel better and more comfortable. At this time, the individual caught up in the throes of pain and uncertainty can opt out for hypnotherapy in Los Angeles.

Hypnotherapy in Los Angeles is a self-improvement tool that carries out amazingly transformative changes. Behavior modification takes place and the person starts to move on the journey of self-improvement. The process is an extremely effective healing process because it prompts the individual into a very finely tuned learning state. The therapist conducting the session relaxes the patient while the latter responds to suggestions with an alert and aware mind. The person undergoing the session may definitely feel slightly sleepy but his mind remains awake and he or she can hear and respond to anything that is being said!

Research confirms that amazing improvement in pain , anxiety, stress, “food consuming patterns”, food digestion, general likes dislikes, depression, stage fright, have been evident after the patient has undergone a few therapeutic sessions of hypnosis therapy in Los Angeles.

Hypnosis therapy in Los Angeles is misunderstood by many though it is an alternative healing method used frequently by medical professionals and others, to deal with issues related to the subconscious mind. With the help of this method, the subconscious mind is accessed and situations or circumstances that leave the person disturbed and confused are dealt with positively.

Let us take the case of an overweight person who loves to gorge on junk food. He or she is aware of the advantages of exercise classes and healthy food but continues to make “eating” mistakes. Similarly a person who smokes cigarettes knows that they are bad for health but is unable to chuck the habit. Hypnosis offers suggestions and prods the subconscious mind to understand the mistakes made and then take alternative courses of action to benefit the body in the long run! Soon the smoker will be able to quit the cigarette and will lose the urge to take a puff. You can break bad habits with hypnosis and will learn how to take steps that are good and healthy for your physical and mental state of the body.

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Badminton in India

India’s list of prominent sports in descending order of their fan base goes like this: At the first position, you have the ubiquitous cricket (stress on the word ubiquitous). Statistics claim that one in every three people of India is a cricket aficionado. This means, you possibly can’t turn twice without banging into someone who is very well acquainted with the sport of cricket. From the slums of Mumbai to the palaces in Kolkata, cricket is a recreation for one and all, transcending the age, gender and evidently social status barriers. Commercialization of cricket in the form of Indian Premier League matches just made it even more exciting. In a way, cricket is the people’s choice of India’s national sport.

Next in this very compact list of India’s preferred games is the sport of Tennis. Though tennis is a more globally accepted and thriving racquet sport, it’s prominence in India is somewhat muffled due to its contained audience. As in, Tennis is not spread over in all the slices of India’s life. It is generally followed with enthusiasm by people who can possibly afford a racquet. Plus it’s ‘one or two player’ rule is limiting to a society that enjoys most aspects of their life as a motley group.

Then we have the likes of hockey, which has lost most of its sizzle in the past decade; football, which India enjoys more as an audience than active participants; and wrestling, which appeals to India’s earthy and intimate characteristics. Further down the list, somewhere after the fifth position, we have another racquet sport- Badminton. Badminton is still in the process of slowly expanding its band width to the far reaching corners of the world, so you can just imagine its reception in India. It is by all mean an up and coming sport that is made more famous by its enthusiastic and talented players such as Prakash Padukone and the contemporary players such as Parupalli Kashyap and Saina Nehwal.

Bronze medalist Nehwal was recently promoted to the second position in the Badminton World Federation (BWF) rankings. Though Parupalli Kashyap profile lacks the prolific Olympic medals, he still managed to make it to one of the top ten position in the world ranking order. Indian Badminton team has many talented players such as kashyap, Saina and a lot. Asian players dominate the Badminton hierarchy; with Chinese players leading the parade. India is not too far off and promises to catch up soon enough.

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