« Older Entries

How to get Business Loan – 50% cheaper!

Lenders take you for a ride because you always HATED Maths as a subject when you were young. For Rs.100000, you have to pay Rs.3690 as EMI every month for 3 years. The interest rate is 19.5%. It can be portrayed to you as 11% also. The actual rate of interest goes up to more than 25% if you include Processing Fee & the insurance they hard-sell you. Ok, I know you hate Maths. So forget the calculations.

Just remember that you end up paying more than 25% as rate of interest when you take a business loan. You have to pay every month even if you don’t use the money.

Is there something affordable?

So what, if I tell you that you can get an unsecured business loan for 12-14% which works like an Overdraft & you have to pay interest only when you use it. Yes, such a thing exists.

If you are engaged in Manufacturing or Services, it exists for you. The scheme is called CGTMSE – Credit Guarantee fund Trust for Micro & Small Enterprises. Before you lose heart, a Small Enterprise is one which has invested in Plant & Machinery upto Rs.5crores. This is for the manufacturing entities. For someone engaged in services, investment in equipment upto Rs.2 crore qualifies for this scheme.

More about CGTMSE

The limit can be taken from any scheduled Bank. The limits are available till Rs.1crore. YES, Rs.1crore. The Bank assesses limit requirement as it does normally & then takes a call whether they can be given to you or not. They come without any collateral which means you don’t have to give any security to the Bank for getting this loan.

CGTMSE limits are partially guaranteed by SIDBI. They can be taken in form of Overdraft, Term Loan, Bank Guarantee, L/C limits.

You can ASK experts on BankerBhai more about CGTMSE and Apply now for CGTMSE Loan.

Tags:

Indian Badminton Heroine Ashwini Ponnappa Achievements and Awards

Badminton is Played throughout in India. Indian Badminton Game launched in the year of 1873. India has a strong badminton support team players with young talents like Saina Nehwal, Aparna Popat, Ashwini Ponnappa, Jwala Gutta. Indian Badminton team achieves bronze medal in Olympics by Saina Nehwal, this gives more pride to the badminton team. Indian Badminton player Parupalli Kashyap reached 11th world best ranking. Aparna Popat received prestigious Arjuna Award in 2005. the Olympic heroin Saina Nehwal rises her ranking to 4th world ranking. Ashwini and Gutta joined and won the common wealth game is the proud moments of Indian Badminton Team. Jwala Gutta won Gold medal in Women’s Doubles in common wealth 2010 and also she won silver medal in mixed doubles held at Delhi. In 2011, ranking of Jwala Gutta is 21st world ranking.

Ashwini Ponnapa and Gutta won the bronze medal at the world championship last year and also won gold medal in Commonwealth Games 2010. she won Gold medal at south Asian Games 2006 and common wealth game in 2010 at New Delhi. In London Olympics 2012 Women’s Badminton shutters’, Ashwini Ponnappa and Jwala Gutta has lost their game against the Japan- Chinese pair. The Indian Duos Ashwini and Jwala take 8 points lead and finally end with 21-16. Ashwini and Jwala team lost their quarters level. In Second game, London Olympics Ashwini won the match against the Chinese pair. Both Chinese and Japanese Team went for the quarters based on the better points.

In the Third game, Jwala partnered by Diju but lost their tournament and finally scores 15-21 in 27 minutes against South Korean team. In Denmark Open Super Series Badminton Ashwini and Tarun Kona paired and scored 15-21 in 28 minutes against Indonesian pair, got 18-21 in 28 minutes. The Indian Duo ranked 43rd word rank. Badminton Queen Saina Nehwal aims to get the gold in RIO in the year of 2016. Jwala Gutta is considered to one of the great Women’s’ Badminton Players in 2012. Ashwini Ponnappa and Kashyap nominated to prestigious Arjuna award. India’s first to reach the men’s quarter finals at the London Olympics 2012. Ashwini Ponnappa profile were declared the Best Sport Person’s at the SWAB. Saina Nehwal Current Score has 76331.74 points. Parupalli current score has 44126.9 points.

Indian pair Ponnappa and Jwala got the score in the second match at Olympics is 16-21 in 45 minutes against Chinese pair. Ashwini Ponnappa specialist in right handed Badminton player. The next great Badminton Tournament held on Hyderabad for all India Senior Ranking Tournament.

Tags:

Leave Bad Habits And Live Healthy With Hypnotherapy In Los Angeles

You may have heard people complain of having sleepless nights, digestion trouble, depression, irritable bowel syndrome, incessant headaches, lack of confidence and self esteem and so many other health related issues on a regular basis. Have you ever lamented that besides umpteen efforts at organising life and habits you still feel helpless and agitated? The struggle to stay afloat mentally and deal with physical conditions of the body that have troubled you since years and years can be extremely exhausting. You need to be motivated to gear up and feel better. Maybe a professional can help you pull out and enjoy life to the fullest!

Whenever there is a pain in the body, we need to understand that there is a source also from where the pain originates. At this uncertain time insecurity and fear steps in and the temperament, mood and attitude becomes erratic and unpredictable. Help becomes a necessity and people search for ways to feel better and more comfortable. At this time, the individual caught up in the throes of pain and uncertainty can opt out for hypnotherapy in Los Angeles.

Hypnotherapy in Los Angeles is a self-improvement tool that carries out amazingly transformative changes. Behavior modification takes place and the person starts to move on the journey of self-improvement. The process is an extremely effective healing process because it prompts the individual into a very finely tuned learning state. The therapist conducting the session relaxes the patient while the latter responds to suggestions with an alert and aware mind. The person undergoing the session may definitely feel slightly sleepy but his mind remains awake and he or she can hear and respond to anything that is being said!

Research confirms that amazing improvement in pain , anxiety, stress, “food consuming patterns”, food digestion, general likes dislikes, depression, stage fright, have been evident after the patient has undergone a few therapeutic sessions of hypnosis therapy in Los Angeles.

Hypnosis therapy in Los Angeles is misunderstood by many though it is an alternative healing method used frequently by medical professionals and others, to deal with issues related to the subconscious mind. With the help of this method, the subconscious mind is accessed and situations or circumstances that leave the person disturbed and confused are dealt with positively.

Let us take the case of an overweight person who loves to gorge on junk food. He or she is aware of the advantages of exercise classes and healthy food but continues to make “eating” mistakes. Similarly a person who smokes cigarettes knows that they are bad for health but is unable to chuck the habit. Hypnosis offers suggestions and prods the subconscious mind to understand the mistakes made and then take alternative courses of action to benefit the body in the long run! Soon the smoker will be able to quit the cigarette and will lose the urge to take a puff. You can break bad habits with hypnosis and will learn how to take steps that are good and healthy for your physical and mental state of the body.

Tags: